Free Yearly Credit Reports

South Carolina residents are now eligible to receive FREE copies of their credit reports from the three major credit reporting companies: TransUnion, Experian, and Equifax. This information may be requested through one central website:

Free Yearly Credit Reports
https://www.annualcreditreport.com/cra/index.jsp

Once you give them some simple information, you will be directed to choose what reports you want. You will have to prove to each reporting company that you are who you say you are. Be prepared to give some account numbers. I found that you will have to have some interesting information to get through to TransUnion. I would suggest you have your major account numbers with you (I used my current mortgage loan number) before you access their site.

You may request one report from each company once a year. These reports may be spread out over the year, or requested all at once.